Need an appraisal for an FHA-backed mortgage?

The FHA keeps a roster of approved appraisers for each state - Anita Jo Williams is on the roster of approved appraisers for Florida. If you have an FHA-mortgage, be sure to contact Anita Jo Williams, approved and qualified to perform FHA reports. I've trained and understand the rules and procedures in FHA's guidance and policy documents.


	If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD); if your loan is an FHA-insured loan, it means it is backed by them. The lender takes care of all the financing - the FHA simply insures the loan by providing mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are created to aid low-to-moderate income purchasers by easing credit expectations. Remember that the lending organization working with the the FHA is authorized to pick which appraisers they work with, unlike the VA appraisal panel.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are incredibly useful to those consumers with less accessible cash.